San Antonio Insurance Quotes

San Antonio living comes with its own set of insurance realities—intense summer heat, sudden hail and wind events,
and fast-moving storms that can bring flash flooding in low-lying areas. On the road, daily traffic on I-35, I-10,
US-281, Loop 410, and Loop 1604 means your auto coverage should be built for real driving conditions in the Alamo City.

NDI Agency helps San Antonio-area homeowners, renters, and drivers compare options across multiple carriers
so you can choose coverage that fits your home, your vehicles, and your budget—without the guesswork.

Call (214) 349-8300 to start a quote.

Major Metro Areas We Commonly Work With

• San Antonio–New Braunfels Metro (Greater San Antonio)


• Austin–Round Rock–Georgetown Metro


• Dallas–Fort Worth–Arlington Metroplex

Home Insurance in San Antonio, TX

Whether you’re in a newer build near Stone Oak or a classic home closer to the city core, the right homeowners policy
should protect what matters most and reflect how your home is actually used.

Home insurance commonly includes:

• Dwelling coverage (the structure of your home)


• Other structures (fences, detached garages, sheds)


• Personal property (your belongings)


• Loss of use (temporary housing if your home can’t be lived in)


• Personal liability + medical payments (protection if someone is injured on your property)

San Antonio Considerations We’ll Help You Review

1. 
   Wind, hail, and roof-related deductibles
   
   Many Texas policies separate wind/hail deductibles from “all other perils.” We’ll walk you through what the deductible
   means in real dollars and how it affects your roof protection.
   


2. 
   Water damage endorsements
   
   Sudden heavy storms and plumbing issues can create costly surprises. Depending on the carrier, you may want optional
   protections like water backup coverage.
   


3. 
   Replacement cost vs. actual cash value
   
   How a claim is paid can vary widely. We’ll explain the difference and help you pick what’s best for your budget and home.
   


4. 
   Valuables and specialty items
   
   If you have jewelry, collectibles, tools, or higher-value electronics, we can explore scheduling items or increasing limits.
   

Buying a home in the San Antonio area? We can help keep things moving with fast turnaround for binders and proof of insurance.

Auto Insurance in San Antonio, TX

From commuting along I-35 to navigating Loop 410 during peak hours, San Antonio drivers benefit from coverage that’s tuned
for high-traffic corridors, road construction zones, and weather swings.

Common San Antonio auto coverage options include:

• Liability coverage (required in Texas)


• Collision (accident-related damage)


• Comprehensive (theft, vandalism, hail, storm damage, etc.)


• Uninsured/underinsured motorist protection


• PIP or MedPay (medical coverage options)


• Rental reimbursement and roadside assistance

If you have multiple vehicles, teen drivers, or a longer commute from the suburbs, we’ll structure the policy to match your
real-world needs—not a generic template.

Bundle Home + Auto in San Antonio

Bundling home and auto insurance can unlock strong discounts and simplify coverage management. Because NDI is an independent
agency, we can compare bundle options across multiple carriers and explain what you’re actually getting.

Other Policies San Antonio Clients Often Need

• Renters insurance (apartments, duplexes, and homes)


• Condo insurance (HO-6)


• Landlord / rental property insurance


• Umbrella insurance (additional liability limits)


• Commercial auto and business coverage (if applicable)

Not sure what you need? Tell us your situation and we’ll help you prioritize the coverage that makes sense.

Why San Antonio Clients Choose NDI Agency

• Independent shopping: we compare multiple carriers to find the right fit


• Clear guidance: coverage explained in plain English


• Texas-focused support: we understand common storm-season and driving risks


• Fast quoting: efficient process to help you get covered without delays

San Antonio Service Area

We help clients across Greater San Antonio, including:

• Downtown, Alamo Heights, Terrell Hills, Stone Oak, The Rim, Medical Center, Southtown


• Nearby communities: Schertz, Converse, Universal City, Helotes, Shavano Park, Boerne, New Braunfels

If you’re not sure whether your neighborhood qualifies, call us—we can confirm quickly.

Get a San Antonio Insurance Quote

Ready to compare home, auto, or bundle options?

• Phone: (214) 349-8300


• Address: 777 Main St Ste 600, Fort Worth, TX 76102, United States

Tip: Have This Ready (If Available)

• For home: year built, roof age/type, prior claims (if any), desired deductible


• For auto: VIN, driver info, approximate annual mileage, current coverage (if any)